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Home insurance is more than quality coverage for your space. With access to innovative tools, money-saving discounts and a specialized bismart agents,We make sure you're covering all your bases
View packages and get a quote instantly
Compare quotes from up to 4 best home insurance companies
We guarantee to beat your home insurance renewal, or get the difference
You can shop for insurance from the comfort of your own home or office, at any time of the day or night
Quickly compare policies and prices from different insurers, and make a decision within a short time
We guarantee transparency since you can easily compare policies side by side, read reviews, and evaluate ratings.
Protect the place where memories are made
Every home comes with its own set of benefits and risks. Quality insurance can help give you peace of mind no matter where you live.
Personalized Coverages
Customize your homeowners insurance with the coverages you need
Save Time
Buying, setting up, and servicing your homeowners policy is easy at bismart agency
Our Happy Customers
Know what our clients say about us
Hi, my name is Jane Wambui, and I'm a small business owner in Nairobi. I recently used the Bismart online platform to purchase home insurance for my newly built home. I found the platform easy to navigate, and within a short time, I was able to find the right policy for my needs. When my home was damaged due to heavy rains, I filed a claim online, and the insurance company promptly processed my claim and compensated me for the damages. I highly recommend Bismart to anyone looking for hassle-free home insurance in Kenya
Jane Wambui
Business Owner-Nairobi.
Hey, I'm David Waweru, a civil servant in Mombasa. I used the Bismart online platform to compare home insurance policies from different providers and found a policy that offered comprehensive coverage at an affordable price. When my home was burglarized, I filed a claim online, and the insurer quickly processed my claim and provided me with compensation for my stolen belongings. I'm impressed with the efficiency and transparency of the Bismart platform.
David Waweru
Teacher-Mombasa
Hi there, I'm Mercy Akoth, a mother of two living in Kisumu. I used the Bismart online platform to buy home insurance for my rented apartment. The platform was user-friendly, and I was able to customize my policy to include personal liability coverage. When my apartment was damaged by fire, I filed a claim online, and the insurance company quickly processed my claim and provided me with compensation for my losses. I appreciate the fast and reliable service I received from Bismart.
Mercy Akoth
Small Business Owner-Kisumu
Hello, I'm James Maina, a farmer in Nakuru. I used the Bismart online platform to buy home insurance for my farm property. The platform was easy to use, and I was able to compare policies and prices from different insurers. When my farm was damaged by a hailstorm, I filed a claim online, and the insurance company processed my claim and provided me with compensation for the damage. I'm satisfied with the level of coverage I received from my Bismart policy and recommend the platform to other farmers in Kenya.
James Maina
Farmer-Nakuru
Frequently asked questions
Feeling inquisitive? Have a read through some of our FAQs or contact our supporters for help
Home insurance is a policy that protects your home and belongings from damage or loss caused by
various unforeseen events such as fire, theft, natural disasters, and liability.Home insurance policies in Kenya generally cover
the structure of your home, personal belongings, and liability protection.
Home insurance is essential to protect your home and personal belongings from unexpected damages or loss. This policy provides
you with financial security and peace of mind by compensating for the loss or damage caused by various risks.
The most common types of home insurance policies are building insurance, contents insurance,
and combined building and contents insurance. You can choose the policy that best suits your needs and budget.
The cost of home insurance varies depending on various factors such as the type of policy, the location of your home,
the value of your home and belongings, and the level of coverage you require..
To make a home insurance claim, you need to inform your insurance provider immediately
about the incident and provide them with the necessary details and documentation.
Your insurer will then assess the claim and provide you with compensation as per your policy terms and conditions.
Yes, most home insurance policies in Kenya can be customized to meet your specific requirements.
You can add additional coverage options such as personal liability, accidental damage, and legal expenses to your policy for extra protection.
Insurance companies in Kenya consider various factors when calculating your home insurance premium.
These factors include the location of your home, the value of your home and contents, the type of policy, the level of coverage, and your claims history.
